EFTA02485969.pdf

"From: Kathy Ruemmler Sent: Wednesday, September 23, 2015 10:54 AM To: Jeffrey E."

"The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended"

"walking into the meeting, we are at a baseline penalty of $65 mm. ... every dollar counts. lets try to keep the total under 70"

"We made progress with Kevin yesterday. Haven't quantified it yet, and the 105 is still working, but we made a significant dent in the list of negative"