EFTA00823716.txt

"From: Richard Kahn To: Jeffrey Epstein <[email protected]> Subject: Fwd: Bank of America: Lower Rates, But Even Lower Expenses Date: Tue, 19 Jul 2"

"From: Richard Kahn To: Jeffrey Epstein <[email protected]> Subject: Fwd: Bank of America"

"This alert is sent from: Andrew Atlas, You received this because you asked to be alerted to: BANK OF AMERICA CORPORATION"

"Betsy L. Graseck, CFA — Morgan Stanley"

"Bank of America: Lower Rates, But Even Lower Expenses"