EFTA00890247.txt

"Our understanding is that Noam invested a total of $267,500 (through his revocable trust and his IRA) ... in private equity partnerships at Bainco."

"Bainco will pay that amount to Noam and Noam will relinquish his entire interest in the private equity partnerships"

"Richard Kahn HBRK Associates Inc. New York, NY 10022"

"William E Kelly Senior Counsel Nixon Peabody LLP"

"From: Valeria Chomsky To: jeffrey E. ... Subject: THANK YOU !!!"

"This is a great result and a very fast negotiation. ... But we needed you to show who was in the driver's seat. The story would be left were it was, w"

"Bainco has authorized me to confirm that it will meet your demand with respect to Noam's investments"

"From: Richard Kahn ... To: jeffrey E. ... Dear Rich:"

"Deborah -- our lawyer, who told Noam he shouldn't do anything about it"