EFTA01007995.txt

"take a loan (in the amount of $516,000) from one of the Marital Trusts through a promissory note"

"Jacki Malloy Executive Assistant to the CEO Bainco International Investors"

"We sold the apartment in Cambridge and paid the mortgage with Boston Private Bank."

"Jacki Malloy Executive Assistant to the CEO ... Thanks, Sam and Jacki"

"purchase the apartment we decided to move to ... Noam has mentioned to you"

"Noam has mentioned to you that he was advised by Max and Bainco to take a loan"

"Noam agreed to consolidate EW assets to Pershing"

"the apartment we decided to move to be closer to MIT"