EFTA01042937.txt

"Richard Kahn HBRK Associates Inc."

"From: Nicholas Ribis... To: jeffrey E.... Attach is wiring info"

"rich wire 125 asapp... wire was just sent should be in your account by 12:45-1pm"

"Nicholas Ribis... TD Bank Wiring Instructions 17.docx"

"Yes but he is going to give. 200kplus more art as collateral... rich wire 125 asapp"

"Yes but he is going to give. 200kplus more art as collateral"

"shall we do another loan agreement as we did for 75k loan in dec 2016 that loan was 1 year term expiring dec 7 2017 and had 5% interest"