EFTA00644580.txt

"From: Richard Joslin To: Ada Clapp; Jeffrey Epstein; Eileen Alexanderson Wed, 26 Feb 2014"

"To: Richard Joslin... Dear Rich, On Behalf Of Jeffrey Haber... Would the attached wording satisfy your concerns?"

"The work in question is 100% trust owned."

"Jeffrey A. Haber I Area Executive Vice President... www.ajgrms.com"

"Let's discuss after lunch. This endorsement refers to a policy on a loan at an institution. The work in question is 100% trust owned."