EFTA00646531.txt

"Jason S. Bauman, First Vice President Morgan Stanley Wealth Management"

"I'm not privy to all of Peggy's affairs and am only managing the funds from the inheritance Peggy received."

"Do you have time to speak tomorrow? All the best Jason"

"Glenn/Jeffrey can you help me out here. Peg"

"I was simply instructed to make the payment from this account. ... Why didn't the biz pay the 90k"

"Why didn't the biz pay the 90k"

"Glenn/Jeffrey can you help me out here. Peg ... I'll defer to Glenn on this."