EFTA00937964.txt

"Could you please contact our financial adviser, Richard Kahn, about how to proceed with this."

"Isabel Scharmer, CFA Managing Director Portfolio Strategist"

"Richard Kahn HBRK Associates Inc."

"Outlined below are the accounts you have at Bainco and our understanding of our continuing services for you"

"Carol Chomsky Exempt and Non-Exempt Marital Trusts: We are continuing to manage the assets in these accounts"