EFTA00082273.txt

"Each Trustee acting hereunder shall be entitled to annual compensation for services performed hereunder in the amount of Two Hundred Fifty Thousand Do"

"no money or other assets... payable or distributable under the provisions of this Agreement shall be pledged... by any of the Beneficiaries hereunder"

"DARREN K. INDYKE, a Trustee"

"TAMES E. STALEY, a Trustee"

"DAVID MJTCHELL, a Trustee"

"sets of such trust which my Trustees hold"

"for the benefit of any of the Beneficiaries who are entitled or permitted to receive income from such trust"

"Cypress, Inc., a United States Virgin Islands corporation which holds le al title to the same"

"Laurel, Inc., a United States Virgin Islands corporation which holds le al title to the same"

"an instrument in writing completely revoking this Agreement shall... terminate all of my Trustees' right"

"sets of such trust which my Trustees hold"

"In the event a Trustee resigns, is removed, becomes incapacitated or is unwilling or is unable to serve, EVA ANDERSSON DUBIN shall be appointed the su"

"In the event that any additional Trustees are removed, become incapacitated, or are unwilling or unable to serve, STEVEN HANSON shall first be appoint"

"STEVEN HANSON shall first be appointed to fill any vacancy, followed by JOSEPH PAGANO"