EFTA00082368.txt

"This Agreement shall be construed under the laws of the United States Virgin Islands."

"my Trustee has the power with respect to each trust"

"DARREN K. INDYKE, as a T"

"JES STALEY, as a Trustee"

"ANDREW FARICAS, as a Trustee"

"DARREN K. INDYKE... as Trustees"

"JES STALEY... as Trustees"

"ANDREW FARKAS, as Trustees"

"the Grantor entered into a Trust Agreement... with himself and JEFFREY A. SCHANTZ, as Trustees"

"my Trustee... to carry out any power, right, duty, or obligation of my Trustee or any disposition whatsoever of such trust"

"in which I owned any interest at my death... trust beneficiary"