EFTA00169291.txt

"This Account Agreement contains the entire understanding between Client and DBSI"

"This Account Agreement contains the entire understanding between Client and DBSI"

"J. Epstein-Virgin.Island Foundation;- BSO Eamon granted to accept agreement attached below... account opened 09/24/2013"

"Amy Horak Vice President I Business Supervisory Office Deutsche Bank Securities Inc."

"Amy Horak to: Zbynek Kozelsky... 11/03/2014 12:41 PM"

"Amy Horak to: Zbynek Kozelsky Cc: SBOM, Zia Memon"

"DBSI retains the right to delegate to Its agent, Including its clearing agent, Pershing LLC (Pershing)"

"This is the account agreement (Account Agreement) between Client and Deutsche Bank Securities Inc. ... J. Epstein Virgin Islands Foundation, Inc"

"Client will contact the Client Advisor or Branch Supervisor assigned to Client's Account(s) for questions or assistance on any matter relating to thes"

"DBSI is not acting as the agent of Pershing"

"assets in Client's Account... are not deposits or other obligations of DBSI, Deutsche Bank AG, Pershing"

"Client hereby grants to DBSI and its Affiliates a security Interest in and lien upon at Securities and Other Property"

"Client agrees to arbitrate any controversies or disputes that may arise with DBSI or Pershing"

"Client agrees to arbitrate any controversies or disputes that may arise with DBSI or Pershing"

"J. Epstein Virgin Islands Foundation, Inc"

"J. Epstein Virgin Islands Foundation, Inc 6100 Red Hook Quarter 83 Address St. Thomas U.S.V.I"

"Client understands that DBSI charges en Annual Account Fee for certain accounts"