EFTA00714588.txt

"In 1988, I invested most of the earnings from this lecture circuit acquiring the leasehold on Connecticut's Stratford Inn"

"It's been 11 years since I left the U.S. Senate, after serving 24 years in high public office"

"The email is signed by Michael Cembalest, Chief Investment Officer, and contains his market commentary."

"Michael Cembalest Chief Investment Officer... Opinions expressed herein are those of Michael Cembalest and may differ from those of other J.P. Morgan "

"Keith Poole of the University of San Diego"