EFTA00317280.txt

"Mark Henson Vice President of Travel Operations AGA Service Company"

"Thank you for your recent purchase of Allianz Travel Insurance... Amount paid: $459.00"

"maximum coverage amount available under Your plan... the Company will refund any premium for the duplicate Policy that You choose"

"Allianz Global Assistance and Allianz Travel Insurance branded plans are underwritten by BCS Insurance Company"

"BCS Insurance Company, herein referred to as the Company, will pay You the insurance benefits described in this Policy. Please refer to the accompanyi"

"AGA Service Company d/bla Allianz Global Assistance is the administrator of this insurance policy on behalf of BCS Insurance Company"

"All suits, actions or legal proceedings arising from the plans... may be submitted to binding desk arbitration in accordance with the rules then apply"

"We, Us or Our refers to BCS Insurance Company... TRAVEL ASSISTANCE SERVICES PROVIDED BY AGA SERVICE COMPANY"

"contact us at: Allianz Global Assistance, ATTN: Chief Privacy Officer. P. O. Box 72031. Richmond, VA 23255-2031"

"The insured may cancel this Policy at any time by written notice delivered or mailed to the insurer"