EFTA00603765.txt

"Borrower hereby agrees and acknowledges that it is well, justly and truly indebted to Lender pursuant to the terms of the Loan Documents"

"BRUCE R. TIZES, General Partner of Roark Architecture"

"Roark Architecture... Managing Partner of LITTLE HANS LOLLIK HOLDINGS, LLP"

"Peter R. Morris President of PRM Management of Illinois, Inc."

"PRM ManastSCntof/Ellinois, Inc., an lllinoi'corooreti6n, Manager of PRM DEVELOPMENT, LW"

"Bradford A. Phillips, CEO/President of LIBERTY BANKERS LIFE INSURANCE COMPANY"

"LIBERTY BANKERS LIFE INSURANCE COMPANY... successor by merger to AMERICAN RESERVE LIFE INSURANCE COMPANY"

"Pursuant to a Promissory Note, dated September 17, 2004 ("Note"), Lender made a loan ("Loan') in the principal amount of One Million Six Hundred Fifty"

"The Note and other Loan Documents will be additionally secured by property owned by Reardon Capital, LLC... described on Exhibit "B" attached hereto ("

"LITTLE HANS LOLLIK HOLDINGS, LLP... ("Borrower"), BRUCE RANDOLPH TIZES ("Guarantor")"

"PETER R. MORRIS ("Additional Guarantor")"

"PRM DEVELOPMEISI LLC... ("Pledgor 1")"

"ROAR ARCHITECTURE... ("Pledger 2")"

"LIBERTY BANKERS LIFE INSURANCE COMPANY... successor by merger to AMERICAN RESERVE LIFE INSURANCE COMPANY"

"BRUCE TILES, Managing Member of REARDEN CAPITAL, LLC"

"PARCEL OWNER: REARDEN CAPITAL, LLC... Parcel No. 11-59 Estate Petcrborg"