EFTA00589541.txt

"Carlyn McCaffrey and Elyse Kirschner, of McDermott Will & Emery, LLP prepared the Trust Agreement."

"Carlyn McCaffrey and Elyse Kirschner, of McDermott Will & Emery, LLP prepared the Trust Agreement."

"Trustee. You are the initial Trustee."

"Trust Advisor. Debra is the Trust Advisor."

"U.S. Trust Company of Delaware is the Administrative Trustee"

"The 2010 Trust was funded by Ben with his right to receive payments under a promissory note"

"distributed to his descendants, or if none, to the descendants of his parents (you and Debra)"

"distributed to his descendants, or if none, to the descendants of his parents (you and Debra)"