EFTA00630764.txt

"From: Cecile de Jongh To: JEE [email protected]"

"your position with the Company must be eliminated and you will be laid off effective as of today, February 3, 2012"

"Cecile de Jongh... Please see below a rough draft of a termination letter... layoffs at Financial Trust Company, Inc. ( the "Company") are necessary"

"I would like to send this on to Erika Kellerhals for her review and edits given that she knows what was said to the EDC"